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Mortgage Rates in Wyoming

Current mortgage rates updated daily for Wyoming. Average 30yr fixed: 6.73%. Median home price: $345,000.

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Current Rates

30-Year Fixed6.73%
15-Year Fixed6.23%
5/1 ARM6.13%

Housing Market

Median Home Price$345,000
Down Payment (20%)$69,000
Property Tax0.61%

Monthly Payment

P&I (Principal & Interest)$1,786
Property Tax$175
Total (P&I + Tax)$1,962
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Quick Facts — Wyoming

6.73%
Avg 30yr Rate
$345,000
Median Home Price
579K
Population
0.61%
Property Tax
Top Cities: Cheyenne, Casper, Laramie

Frequently Asked Questions — Wyoming

What is the average mortgage rate in Wyoming?+
As of mid-2026, the average 30-year fixed rate in Wyoming is 6.73%. This varies by credit score, down payment, and lender.
How much down payment do I need in Wyoming?+
On the median home of $345,000, 20% down is $69,000. FHA needs 3.5%, VA and USDA may offer 0% down.
What are top cities to buy a home in Wyoming?+
Top cities include Cheyenne, Casper, Laramie. Each offers unique neighborhoods, job markets, and housing styles to suit different budgets.