Mortgage Calculator Pro

PMI Calculator

Calculate your Private Mortgage Insurance cost and see how to eliminate PMI faster.

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Loan Details

$40,000 (10%)

Monthly PMI Cost

$225

0.75% annually = $2,700/year

Payment Breakdown

Mortgage (P&I):$2,275/mo
PMI:$225/mo
Total Monthly:$2,500
Loan Amount:$360,000
LTV Ratio:90.0%

How to Eliminate PMI

Reach 20% equity ($40,000 more) to remove PMI.

Estimated time: ~118 months (10 years) at current payment rate.