Mortgage Rates in Allentown, Pennsylvania: 2026 Guide
30-year fixed: 6.7%. Median: $275,000.
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Current Mortgage Rates in Allentown
| Loan Type | Rate | APR | Monthly* |
|---|---|---|---|
| 30-Year Fixed | 6.7% | 6.780% | $1,420/mo |
| 15-Year Fixed | 6.18% | 6.250% | $1,878/mo |
| 5/1 ARM | 6.08% | 6.430% | $1,330/mo |
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6.7%
Avg 30yr Rate
$275,000
Median Home Price
126K
Population
1.58%
Property Tax
Allentown Market Insights
Allentown is part of the Lehigh Valley, one of Pennsylvania’s fastest-growing regions. The area offers affordable housing with easy access to both Philadelphia and New York City. The healthcare and logistics sectors drive the local economy, and the downtown revitalization has attracted new businesses and residents.
Frequently Asked Questions
What is the average mortgage rate in Allentown?+
The average 30-year fixed rate in Allentown is 6.7%.
Is Allentown affordable?+
Yes. Median home price of $275,000 makes Allentown very accessible. 20% down: $55,000.
What are property taxes like?+
PA effective rate: 1.58%. Annual taxes: $4,345.