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Live Rates
30-Year Fixed6.625%-0.125|15-Year Fixed5.875%-0.063|30-Year FHA6.375%-0.125|30-Year VA6.125%-0.063|5/1 ARM6.125%0.000|7/1 ARM6.250%+0.063|30-Year Jumbo7.125%-0.188|15-Year Jumbo6.625%-0.125|CA Avg6.550%-0.080|TX Avg6.720%+0.050|FL Avg6.680%-0.030|NY Avg6.500%-0.100|PA Avg6.450%-0.050|IL Avg6.580%+0.020|OH Avg6.380%-0.070|GA Avg6.650%0.000|NC Avg6.520%-0.040|MI Avg6.480%-0.060|AZ Avg6.600%+0.030|WA Avg6.420%-0.090|30-Year Fixed6.625%-0.125|15-Year Fixed5.875%-0.063|30-Year FHA6.375%-0.125|30-Year VA6.125%-0.063|5/1 ARM6.125%0.000|7/1 ARM6.250%+0.063|30-Year Jumbo7.125%-0.188|15-Year Jumbo6.625%-0.125|CA Avg6.550%-0.080|TX Avg6.720%+0.050|FL Avg6.680%-0.030|NY Avg6.500%-0.100|PA Avg6.450%-0.050|IL Avg6.580%+0.020|OH Avg6.380%-0.070|GA Avg6.650%0.000|NC Avg6.520%-0.040|MI Avg6.480%-0.060|AZ Avg6.600%+0.030|WA Avg6.420%-0.090|
Home/Ohio Mortgage Rates/Columbus

Mortgage Rates in Columbus, Ohio: 2026 Guide

30-year fixed: 6.78%. Median: $290,000.

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Current Mortgage Rates in Columbus

Loan TypeRateAPRMonthly*
30-Year Fixed6.78%6.860%$1,509/mo
15-Year Fixed6.26%6.330%$1,990/mo
5/1 ARM6.16%6.510%$1,415/mo
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6.78%
Avg 30yr Rate
$290,000
Median Price
905K
Population
1.56%
Property Tax

Columbus Market Insights

Columbus is Ohio’s capital and fastest-growing major city, driven by the Ohio State University, insurance, and financial services sectors. The housing market has seen steady appreciation with a good mix of historic neighborhoods and new construction in the suburbs. The city’s diverse economy provides stable employment opportunities for residents.

Frequently Asked Questions

What is the average mortgage rate in Columbus?+
The average 30-year fixed rate in Columbus is 6.78%.
How much down payment is needed in Columbus?+
On a median home of $290,000, 20% down is $58,000.
What are property taxes in Columbus?+
Ohio rate: 1.56%. Annual taxes: $4,524.

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