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Mortgage Calculator Pro
Live Rates
30-Year Fixed6.625%-0.125|15-Year Fixed5.875%-0.063|30-Year FHA6.375%-0.125|30-Year VA6.125%-0.063|5/1 ARM6.125%0.000|7/1 ARM6.250%+0.063|30-Year Jumbo7.125%-0.188|15-Year Jumbo6.625%-0.125|CA Avg6.550%-0.080|TX Avg6.720%+0.050|FL Avg6.680%-0.030|NY Avg6.500%-0.100|PA Avg6.450%-0.050|IL Avg6.580%+0.020|OH Avg6.380%-0.070|GA Avg6.650%0.000|NC Avg6.520%-0.040|MI Avg6.480%-0.060|AZ Avg6.600%+0.030|WA Avg6.420%-0.090|30-Year Fixed6.625%-0.125|15-Year Fixed5.875%-0.063|30-Year FHA6.375%-0.125|30-Year VA6.125%-0.063|5/1 ARM6.125%0.000|7/1 ARM6.250%+0.063|30-Year Jumbo7.125%-0.188|15-Year Jumbo6.625%-0.125|CA Avg6.550%-0.080|TX Avg6.720%+0.050|FL Avg6.680%-0.030|NY Avg6.500%-0.100|PA Avg6.450%-0.050|IL Avg6.580%+0.020|OH Avg6.380%-0.070|GA Avg6.650%0.000|NC Avg6.520%-0.040|MI Avg6.480%-0.060|AZ Avg6.600%+0.030|WA Avg6.420%-0.090|
Home/Ohio Mortgage Rates/Cleveland

Mortgage Rates in Cleveland, Ohio: 2026 Guide

30-year fixed: 6.76%. Median: $240,000.

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Current Mortgage Rates in Cleveland

Loan TypeRateAPRMonthly*
30-Year Fixed6.76%6.840%$1,247/mo
15-Year Fixed6.24%6.310%$1,645/mo
5/1 ARM6.14%6.490%$1,168/mo
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6.76%
Avg Rate
$240,000
Median Price
373K
Population
1.56%
Property Tax

Cleveland Market Insights

Cleveland offers affordable housing with a revitalizing downtown area. The healthcare sector, anchored by the Cleveland Clinic, drives the local economy. Neighborhoods like Ohio City, Tremont, and University Circle have seen significant investment and population growth.

Frequently Asked Questions

What is the average mortgage rate in Cleveland?+
The average 30-year fixed rate in Cleveland is 6.76%.
How much down payment is needed?+
On a median home of $240,000, 20% down is $48,000.
What are property taxes?+
Ohio rate: 1.56%. Annual taxes: $3,744.

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