Mortgage Rates in Greensboro, North Carolina: 2026 Guide
30-year fixed: 6.71%. Median: $275,000.
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Current Mortgage Rates in Greensboro
| Loan Type | Rate | APR | Monthly* |
|---|---|---|---|
| 30-Year Fixed | 6.71% | 6.790% | $1,421/mo |
| 15-Year Fixed | 6.19% | 6.260% | $1,879/mo |
| 5/1 ARM | 6.09% | 6.440% | $1,332/mo |
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Greensboro Market Insights
Greensboro offers affordable housing in the Piedmont Triad region. The city has a diverse economy spanning logistics, manufacturing, and education. Housing remains very accessible for first-time buyers compared to the larger North Carolina cities like Charlotte and Raleigh.
FAQs
What is the average mortgage rate in Greensboro?+
The average 30-year fixed rate in Greensboro is 6.71%.
How much down payment is needed?+
On a median home of $275,000, 20% down is $55,000.
What are property taxes?+
NC rate: 0.84%. Annual taxes: $2,310.