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Live Rates
30-Year Fixed6.625%-0.125|15-Year Fixed5.875%-0.063|30-Year FHA6.375%-0.125|30-Year VA6.125%-0.063|5/1 ARM6.125%0.000|7/1 ARM6.250%+0.063|30-Year Jumbo7.125%-0.188|15-Year Jumbo6.625%-0.125|CA Avg6.550%-0.080|TX Avg6.720%+0.050|FL Avg6.680%-0.030|NY Avg6.500%-0.100|PA Avg6.450%-0.050|IL Avg6.580%+0.020|OH Avg6.380%-0.070|GA Avg6.650%0.000|NC Avg6.520%-0.040|MI Avg6.480%-0.060|AZ Avg6.600%+0.030|WA Avg6.420%-0.090|30-Year Fixed6.625%-0.125|15-Year Fixed5.875%-0.063|30-Year FHA6.375%-0.125|30-Year VA6.125%-0.063|5/1 ARM6.125%0.000|7/1 ARM6.250%+0.063|30-Year Jumbo7.125%-0.188|15-Year Jumbo6.625%-0.125|CA Avg6.550%-0.080|TX Avg6.720%+0.050|FL Avg6.680%-0.030|NY Avg6.500%-0.100|PA Avg6.450%-0.050|IL Avg6.580%+0.020|OH Avg6.380%-0.070|GA Avg6.650%0.000|NC Avg6.520%-0.040|MI Avg6.480%-0.060|AZ Avg6.600%+0.030|WA Avg6.420%-0.090|
Home/Michigan Mortgage Rates/Ann Arbor

Mortgage Rates in Ann Arbor, Michigan: 2026 Guide

30-year fixed: 6.72%. Median: $365,000.

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Current Mortgage Rates in Ann Arbor

Loan TypeRateAPRMonthly*
30-Year Fixed6.72%6.800%$1,888/mo
15-Year Fixed6.2%6.270%$2,496/mo
5/1 ARM6.1%6.450%$1,770/mo
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Ann Arbor Market Insights

Ann Arbor is home to the University of Michigan, which drives the local economy and housing demand. The market is more expensive than the Michigan average, with desirable neighborhoods like Burns Park and Kerrytown commanding premium prices. The strong academic and tech presence keeps demand consistent.

FAQs

What is the average mortgage rate in Ann Arbor?+
The average 30-year fixed rate in Ann Arbor is 6.72%.
How much down payment is needed?+
On a median home of $365,000, 20% down is $73,000.
What are property taxes?+
MI rate: 1.54%. Annual taxes: $5,621.

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