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Live Rates
30-Year Fixed6.625%-0.125|15-Year Fixed5.875%-0.063|30-Year FHA6.375%-0.125|30-Year VA6.125%-0.063|5/1 ARM6.125%0.000|7/1 ARM6.250%+0.063|30-Year Jumbo7.125%-0.188|15-Year Jumbo6.625%-0.125|CA Avg6.550%-0.080|TX Avg6.720%+0.050|FL Avg6.680%-0.030|NY Avg6.500%-0.100|PA Avg6.450%-0.050|IL Avg6.580%+0.020|OH Avg6.380%-0.070|GA Avg6.650%0.000|NC Avg6.520%-0.040|MI Avg6.480%-0.060|AZ Avg6.600%+0.030|WA Avg6.420%-0.090|30-Year Fixed6.625%-0.125|15-Year Fixed5.875%-0.063|30-Year FHA6.375%-0.125|30-Year VA6.125%-0.063|5/1 ARM6.125%0.000|7/1 ARM6.250%+0.063|30-Year Jumbo7.125%-0.188|15-Year Jumbo6.625%-0.125|CA Avg6.550%-0.080|TX Avg6.720%+0.050|FL Avg6.680%-0.030|NY Avg6.500%-0.100|PA Avg6.450%-0.050|IL Avg6.580%+0.020|OH Avg6.380%-0.070|GA Avg6.650%0.000|NC Avg6.520%-0.040|MI Avg6.480%-0.060|AZ Avg6.600%+0.030|WA Avg6.420%-0.090|

Mortgage Rates in Savannah, Georgia: 2026 Guide

30-year fixed: 6.69%. Median: $310,000.

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Current Mortgage Rates in Savannah

Loan TypeRateAPRMonthly*
30-Year Fixed6.69%6.770%$1,599/mo
15-Year Fixed6.17%6.240%$2,116/mo
5/1 ARM6.07%6.420%$1,498/mo
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Savannah Market Insights

Savannah offers historic charm with a growing economy driven by tourism, logistics, and the Port of Savannah. The housing market features beautiful historic homes in the downtown Landmark District and more affordable options in surrounding suburbs like Pooler and Richmond Hill.

FAQs

What is the average mortgage rate in Savannah?+
The average 30-year fixed rate in Savannah is 6.69%.
How much down payment is needed?+
On a median home of $310,000, 20% down is $62,000.
What are property taxes?+
GA rate: 0.92%. Annual taxes: $2,852.