Mortgage Rates in Savannah, Georgia: 2026 Guide
30-year fixed: 6.69%. Median: $310,000.
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Current Mortgage Rates in Savannah
| Loan Type | Rate | APR | Monthly* |
|---|---|---|---|
| 30-Year Fixed | 6.69% | 6.770% | $1,599/mo |
| 15-Year Fixed | 6.17% | 6.240% | $2,116/mo |
| 5/1 ARM | 6.07% | 6.420% | $1,498/mo |
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Savannah Market Insights
Savannah offers historic charm with a growing economy driven by tourism, logistics, and the Port of Savannah. The housing market features beautiful historic homes in the downtown Landmark District and more affordable options in surrounding suburbs like Pooler and Richmond Hill.
FAQs
What is the average mortgage rate in Savannah?+
The average 30-year fixed rate in Savannah is 6.69%.
How much down payment is needed?+
On a median home of $310,000, 20% down is $62,000.
What are property taxes?+
GA rate: 0.92%. Annual taxes: $2,852.