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30-Year Fixed6.625%-0.125|15-Year Fixed5.875%-0.063|30-Year FHA6.375%-0.125|30-Year VA6.125%-0.063|5/1 ARM6.125%0.000|7/1 ARM6.250%+0.063|30-Year Jumbo7.125%-0.188|15-Year Jumbo6.625%-0.125|CA Avg6.550%-0.080|TX Avg6.720%+0.050|FL Avg6.680%-0.030|NY Avg6.500%-0.100|PA Avg6.450%-0.050|IL Avg6.580%+0.020|OH Avg6.380%-0.070|GA Avg6.650%0.000|NC Avg6.520%-0.040|MI Avg6.480%-0.060|AZ Avg6.600%+0.030|WA Avg6.420%-0.090|30-Year Fixed6.625%-0.125|15-Year Fixed5.875%-0.063|30-Year FHA6.375%-0.125|30-Year VA6.125%-0.063|5/1 ARM6.125%0.000|7/1 ARM6.250%+0.063|30-Year Jumbo7.125%-0.188|15-Year Jumbo6.625%-0.125|CA Avg6.550%-0.080|TX Avg6.720%+0.050|FL Avg6.680%-0.030|NY Avg6.500%-0.100|PA Avg6.450%-0.050|IL Avg6.580%+0.020|OH Avg6.380%-0.070|GA Avg6.650%0.000|NC Avg6.520%-0.040|MI Avg6.480%-0.060|AZ Avg6.600%+0.030|WA Avg6.420%-0.090|
Home/Georgia Mortgage Rates/Columbus

Mortgage Rates in Columbus, Georgia: 2026 Guide

30-year fixed: 6.72%. Median: $215,000.

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Current Mortgage Rates in Columbus

Loan TypeRateAPRMonthly*
30-Year Fixed6.72%6.800%$1,112/mo
15-Year Fixed6.2%6.270%$1,470/mo
5/1 ARM6.1%6.450%$1,042/mo
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Columbus Market Insights

Columbus offers very affordable housing in western Georgia. Fort Moore (formerly Fort Benning) provides economic stability, and the city has invested in revitalizing its downtown riverfront area with new dining and entertainment options.

FAQs

What is the average mortgage rate in Columbus?+
The average 30-year fixed rate in Columbus is 6.72%.
How much down payment is needed?+
On a median home of $215,000, 20% down is $43,000.
What are property taxes?+
GA rate: 0.92%. Annual taxes: $1,978.

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