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30-Year Fixed6.625%-0.125|15-Year Fixed5.875%-0.063|30-Year FHA6.375%-0.125|30-Year VA6.125%-0.063|5/1 ARM6.125%0.000|7/1 ARM6.250%+0.063|30-Year Jumbo7.125%-0.188|15-Year Jumbo6.625%-0.125|CA Avg6.550%-0.080|TX Avg6.720%+0.050|FL Avg6.680%-0.030|NY Avg6.500%-0.100|PA Avg6.450%-0.050|IL Avg6.580%+0.020|OH Avg6.380%-0.070|GA Avg6.650%0.000|NC Avg6.520%-0.040|MI Avg6.480%-0.060|AZ Avg6.600%+0.030|WA Avg6.420%-0.090|30-Year Fixed6.625%-0.125|15-Year Fixed5.875%-0.063|30-Year FHA6.375%-0.125|30-Year VA6.125%-0.063|5/1 ARM6.125%0.000|7/1 ARM6.250%+0.063|30-Year Jumbo7.125%-0.188|15-Year Jumbo6.625%-0.125|CA Avg6.550%-0.080|TX Avg6.720%+0.050|FL Avg6.680%-0.030|NY Avg6.500%-0.100|PA Avg6.450%-0.050|IL Avg6.580%+0.020|OH Avg6.380%-0.070|GA Avg6.650%0.000|NC Avg6.520%-0.040|MI Avg6.480%-0.060|AZ Avg6.600%+0.030|WA Avg6.420%-0.090|
Home/Georgia Mortgage Rates/Augusta

Mortgage Rates in Augusta, Georgia: 2026 Guide

30-year fixed: 6.71%. Median: $245,000.

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Current Mortgage Rates in Augusta

Loan TypeRateAPRMonthly*
30-Year Fixed6.71%6.790%$1,266/mo
15-Year Fixed6.19%6.260%$1,674/mo
5/1 ARM6.09%6.440%$1,186/mo
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Augusta Market Insights

Augusta is best known for hosting the Masters golf tournament, but its housing market offers affordable options for year-round residents. The medical sector, anchored by Augusta University Health, is a major employer providing economic stability.

FAQs

What is the average mortgage rate in Augusta?+
The average 30-year fixed rate in Augusta is 6.71%.
How much down payment is needed?+
On a median home of $245,000, 20% down is $49,000.
What are property taxes?+
GA rate: 0.92%. Annual taxes: $2,254.

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