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Live Rates
30-Year Fixed6.625%-0.125|15-Year Fixed5.875%-0.063|30-Year FHA6.375%-0.125|30-Year VA6.125%-0.063|5/1 ARM6.125%0.000|7/1 ARM6.250%+0.063|30-Year Jumbo7.125%-0.188|15-Year Jumbo6.625%-0.125|CA Avg6.550%-0.080|TX Avg6.720%+0.050|FL Avg6.680%-0.030|NY Avg6.500%-0.100|PA Avg6.450%-0.050|IL Avg6.580%+0.020|OH Avg6.380%-0.070|GA Avg6.650%0.000|NC Avg6.520%-0.040|MI Avg6.480%-0.060|AZ Avg6.600%+0.030|WA Avg6.420%-0.090|30-Year Fixed6.625%-0.125|15-Year Fixed5.875%-0.063|30-Year FHA6.375%-0.125|30-Year VA6.125%-0.063|5/1 ARM6.125%0.000|7/1 ARM6.250%+0.063|30-Year Jumbo7.125%-0.188|15-Year Jumbo6.625%-0.125|CA Avg6.550%-0.080|TX Avg6.720%+0.050|FL Avg6.680%-0.030|NY Avg6.500%-0.100|PA Avg6.450%-0.050|IL Avg6.580%+0.020|OH Avg6.380%-0.070|GA Avg6.650%0.000|NC Avg6.520%-0.040|MI Avg6.480%-0.060|AZ Avg6.600%+0.030|WA Avg6.420%-0.090|
Home/Georgia Mortgage Rates/Atlanta

Mortgage Rates in Atlanta, Georgia: 2026 Guide

30-year fixed: 6.7%. Median: $395,000.

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Current Mortgage Rates in Atlanta

Loan TypeRateAPRMonthly*
30-Year Fixed6.7%6.780%$2,039/mo
15-Year Fixed6.18%6.250%$2,697/mo
5/1 ARM6.08%6.430%$1,911/mo
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6.7%
Avg 30yr
$395,000
Median
500K
Pop
0.92%
Tax

Atlanta Market Insights

Atlanta is the economic hub of the Southeast with a diverse economy spanning tech, film, and logistics. The housing market offers a wide range of options from urban condos in Midtown to suburban homes in the suburbs. Popular neighborhoods include Buckhead, the Old Fourth Ward, and Virginia-Highland.

FAQs

What is the average mortgage rate in Atlanta?+
The average 30-year fixed rate in Atlanta is 6.7%.
How much down payment is needed in Atlanta?+
On a median home of $395,000, 20% down is $79,000.
What are property taxes in Atlanta?+
GA rate: 0.92%. Annual taxes: $3,634.

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