Mortgage Rates in Orlando, Florida: 2026 Guide
30-year fixed: 6.72%. Median home price: $385,000.
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Current Mortgage Rates in Orlando
| Loan Type | Rate | APR | Monthly Payment* |
|---|---|---|---|
| 30-Year Fixed | 6.72% | 6.800% | $1,992/mo |
| 15-Year Fixed | 6.2% | 6.270% | $2,632/mo |
| 5/1 ARM | 6.1% | 6.450% | $1,866/mo |
* Based on 20% down. Actual rates vary.
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6.72%
Avg 30yr Rate
$385,000
Median Home Price
308K
Population
0.89%
Property Tax
Orlando Market Insights
Orlando’s housing market has diversified beyond its tourism roots, with healthcare, tech, and aerospace sectors driving job growth. The metro area has seen steady population growth, supporting housing demand across a wide price range. Neighborhoods like Winter Park and Thornton Park are popular, while suburbs such as Lake Nona and Davenport offer new construction. No state income tax is a significant draw.
Frequently Asked Questions
What is the average mortgage rate in Orlando?+
The average 30-year fixed rate in Orlando is 6.72%.
How affordable is Orlando?+
With a median home price of $385,000, Orlando is more affordable than Miami. A 20% down payment is $77,000.
What are property taxes in Orlando?+
Rate: 0.89%. Annual taxes: $3,427. No state income tax.